5top-reasons

1. Our on-site underwriter/ senior processor has been underwriting and processing loans since 1989. Her experties are in analysis of credit reports, pregrading, reviewing and processing all sort of residential Loans ( Conventional, FHA, VA, 2 nds, Jumbo, Helocs, portfolio, subprime and others ). She is also underwriting loans in compliance with FNMA ( Fannie Mae ) , FHLMC ( Freddie Mac ) guidelines. In addition, she is very accustomed to FHA and VA loans as well. Both are underwritten with slightly different guidelines. With over 16 years of fulltime mortgage experience , she shall advise you of the loan types to offer your prospects from the early stage of the loan processes. This advantage enable us to streamline our closing timeframe. It is a part of our philosophy that "time is of the essence". Further, our processors are under the supervision of our senior underwriter, they have in fact been rated among the best in accordance to our fellow Lenders and investors.

2. We'll justify and confirm your clients' chances of getting approved - Here in Texas Wholesale Mortgage, Inc. - we will assist you from the beginning when you present a prospect's information for a comprehensive credit analysis. Within 24 hours you will receive a phone call or e-mail from our underwriter informing you of the type of loan programs available for that particular prospect . In addition, others information on minimum downpayment requirements, credit issues, and others related issues will be discussed prior to originating the loan.

3. We'll provide you with an attentive processing and closing coordinations with related parties, such as but not limited to your borrower(s), especially you as a realtor who represent your buyer(s), appraisal company, credit bureau, homeowner insurance agent, surveyor, listing agent, closer at the title company, etc in closing procedures. All of these crucial steps have to be best handled by experienced processors in a timely manner in order to close smoothly.

4. We'll issue GFE as required by RESPA within hours or at most 3 business days after you turn-in your complete loan application with other required documentations. We learned throughout the years, the importance of issuing a firm, good and proper "Good Faith Estimate" for applicant(s) so that their trust in our estimate remain strong through the final minute of closing and want them to be happy with our service from the day you meet them. We believe their trust in you and indirectly us as a mortgage company, will eventually turn-out to have a significant impact in both your real estate and/or loan officer careers.

5. We can help you free-up some of your precious time so you can be more productive in real estate and also benefiting in mortgage as well. Unexpected and negative implications can arise when realtors are getting involved accidently too much on little details in mortgage side. Current market research reflects many realtors have to face a great competition to provide responsive and satisfying real estate services.

Only one way to prove on what we claimed is by giving us this opportunity to invite you to sign-up with us. Then we can assist you to prequalify, pregrade your clients/ prospects credit circumstances and offer a set of choices in term of Loan types, and most important before you start showing house after house. We'll provide you a good start whether your prospects will be approved a head of time.

Again - we have had solutions and answers for others in the past, now and hopefully in the future. Why it is not for you ?

Please call 281-679-8868 to make appointment with our expert to answer and orientate you about our mortgage operations.


	5 Top reasons to choose Texas Wholesale Mortgage, Inc. ? 1. Our on-site underwriter/ senior processor has been underwriting and processing loans since 1989. Her experties are in analysis of credit reports, pregrading, reviewing and processing all sort of residential Loans ( Conventional, FHA, VA, 2 nds, Jumbo, Helocs, portfolio, subprime and others ). She is also underwriting loans in compliance with FNMA ( Fannie Mae ) , FHLMC ( Freddie Mac ) guidelines. In addition, she is very accustomed to FHA and VA loans as well. Both are underwritten with slightly different guidelines. With over 16 years of fulltime mortgage experience , she shall advise you of the loan types to offer your prospects from the early stage of the loan processes. This advantage enable us to streamline our closing timeframe. It is a part of our philosophy that "time is of the essence". Further, our processors are under the supervision of our senior underwriter, they have in fact been rated among the best in accordance to our fellow Lenders and investors. 2. We'll justify and confirm your clients' chances of getting approved - Here in Texas Wholesale Mortgage, Inc. - we will assist you from the *beginning* when you present a prospect's information for a comprehensive credit analysis. Within 24 hours you will receive a phone call or e-mail from our underwriter informing you of the type of loan programs available for that particular prospect . In addition, others information on minimum downpayment requirements, credit issues, and others related issues will be discussed prior to originating the loan. 3. We'll provide you with an attentive processing and closing coordinations with related parties, such as but not limited to your borrower(s), especially you as a realtor who represent your buyer(s), appraisal company, credit bureau, homeowner insurance agent, surveyor, listing agent, closer at the title company, etc in closing procedures. All of these crucial steps have to be best handled by experienced processors in a timely manner in order to close smoothly. 4. We'll issue GFE as required by RESPA within hours or at most 3 business days after you turn-in your complete loan application with other required documentations. We learned throughout the years, the importance of issuing a firm, good and proper "Good Faith Estimate" for applicant(s) so that their trust in our estimate remain strong through the final minute of closing and want them to be happy with our service from the day you meet them. We believe their trust in you and indirectly us as a mortgage company, will eventually turn-out to have a significant impact in both your real estate and/or loan officer careers. 5. We can help you free-up some of your precious time so you can be more productive in real estate and also benefiting in mortgage as well. Unexpected and negative implications can arise when realtors are getting involved accidently too much on little details in mortgage side. Current market research reflects many realtors have to face a great competition to provide responsive and satisfying real estate services. Only one way to prove on what we claimed is by giving us this opportunity to invite you to sign-up with us. Then we can assist you to prequalify, pregrade your clients/ prospects credit circumstances and offer a set of choices in term of Loan types, and most important before you start showing house after house. We'll provide you a good start whether your prospects will be approved a head of time. Again - we have had solutions and answers for others in the past, now and hopefully in the future. Why it is not for you ? Please call 281-679-8868 to make appointment with our expert to answer and orientate you about our mortgage operations.